The PERSONAL AND BEHAVIORAL Health Access Plan is a very economical plan. It combines two services for a lower net cost of only $38.95 per month and it includes Primary, Spouse and two dependents. Give us a call if more dependents are needed. WITH $0.00 DUE AT THE TIME OF THE VISIT. This Benefit plan at $38.95 per month is $467.40 per year. You have the option to pay monthly or pay for 6 months and GET 1 MONTHFREEor pay for 1 year and GET 2 MONTHS FREE.